Better Than Before

Cheryl Song

In Touch

A Monthly Curated Newsletter

As humans, the pursuit of change and progress is something that is innate to every one of us. Like it or not, there will always be things in life that we hope could be a little different, a little better in the way that daily situations & events turn out. It could be in the way we think, speak, or the way we handle everything from our finances to our relationships with others. We seek to become better -- and we should. As we strive to continuously exceed our potential, we rise above all previous versions of ourselves and grow stronger. In this issue, we look at some ways in which we can embrace a better self and an even better future.

The Relentless Pursuit of Improvement

It is no secret that I believe growth is the only guarantee that tomorrow will be better. It is no mystery that I think personal growth is the steppingstone to success for any leader. If you or I want to stay in front of the curve and lead others, then we must do the work that keeps us out front. We must continually improve. But as I seek to improve, there is one thing I know not to chase, and that is perfection. Perfection is a trap. Do not chase perfection as a leader - chase improvement. Make today better than yesterday so tomorrow can be better than today. The relentless pursuit of improvement will take any leader far.

I used to be jealous of other people's wealth and success - here is how I finally got over it

Envy. It is an emotion that we all feel at some point. It is also a really dangerous emotion when we are trying to build a strong financial life. Envy is pure poison to a healthy financial life. After all, envy encourages us to make some pretty poor decisions. Like every other character flaw, however, envy can be overcome. You can directly reduce the envy itself, or you can at least reduce the bad choices you make as a result of envy. Here are seven strategies I use to cut envy out of my own life.

To reach beyond your limits by training your mind | Marisa Peer | TEDxKCS

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Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
Cheryl Song

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Testimonials and Referral Notes

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Rochelle, Project Manager

I have known Cheryl for over two decades and I have had no hesitation in supporting her decision right at the moment when she made the commitment to becoming a professional financial consultant - simply because I know she has what it takes to excel through her passion & her heart for people. In the past few years, Cheryl has not only recommended me suitable and tailored coverages, most importantly, Cheryl has always been present in times of need. In the past few unexpected situations, having Cheryl as my compassionate & trusted Financial Consultant had allowed me to focus on matters closest to heart and not having to worry about the financials and claim processes. During our regular reviews, I never had to worry about these sessions because I know and I trust that Cheryl always has our best interests taken into consideration. Fast forward to 2024, Cheryl has taken care for not just me but my loved ones as well. In the upcoming years, I will continue to entrust Cheryl with my financial and life planning!

Tan Jing Ying, Optometrist

Cheryl is a really an attentive and trustworthy financial consultant. She is always putting in her utmost effort in helping and guiding me with my financial planning and any queries that I have. I have no doubts that she will continue to be even better in the years ahead.

Chun Guan Yang . Teacher

Cheryl is very friendly and knowledgeable in this area. I'm very thankful for knowing her as she is able to offer her expertise and help plan my finances according to what I want. She meets up with me at least once a year and offer updates on the current regulations/ my portfolio and offers suggestions to me to have a better financial lifestyle. I really love her enthusiasm and friendliness! She's in smiles all year round and it's really pleasant when she asks for me a meetup! She is not only my financial consultant, but I think she is becoming more of a friend to me!

Alvin Pang . Software Engineer

Cheryl is an efficient and reliable financial consultant. Whenever I got questions pertaining to my policies or any general topic, she is quick to answer them and will also setup calls if further clarifications are needed.

Lynn Thoe . Media Planner

Cheryl is a trustworthy and dependable financial consultant that is always contactable when assistance is needed. She provides in depth analysis and good recommendations when there are changes in policies. Her advice are sound and critical in decision making and we never need to worry about our policies and claims.

Karen Cai . Public Servant

Cheryl is a financial consultant who is experienced, sincere, responsive and responsible. She is also genuine in the way she interacts with her clients and meticulous in her work. I can tell that she always looks to safeguard her clients’ interests and would only recommend products and dispense advice that she is convinced would benefit them. My husband and I have entrusted her with our financial planning and she has been a great help thus far!